The economic downturn is wreaking havoc on employers nationwide and statewide, leaving insurers grappling with eroding enrollment, and more cost-shifting pressures from healthcare providers. Against that backdrop, state officials are looking to rein in TennCare costs as enrollment is expected to rise, and are expanding the state's limited-benefit three-share program for small businesses.
Employers are turning to population-based wellness, incorporating onsite health clinics and programs to combat obesity in order to control costs and boost productivity. Both trends have potential impact on pharmacy and insurance design.
Medicare Advantage options are expanding in Tennessee, and premiums for federal employee healthcare are going up.