{"id":15163,"date":"2024-05-13T18:54:15","date_gmt":"2024-05-13T09:54:15","guid":{"rendered":"https:\/\/clarivate.com\/ko\/?p=15163"},"modified":"2026-03-30T08:43:39","modified_gmt":"2026-03-30T08:43:39","slug":"the-u-s-health-insurance-market-is-undergoing-a-post-pandemic-sea-change","status":"publish","type":"post","link":"https:\/\/clarivate.com\/life-sciences-healthcare\/ko\/blog\/the-u-s-health-insurance-market-is-undergoing-a-post-pandemic-sea-change\/","title":{"rendered":"\ud32c\ub370\ubbf9 \uc774\ud6c4 \ubbf8\uad6d \uac74\uac15 \ubcf4\ud5d8\uc2dc\uc7a5\uc740 \uc5c4\uccad\ub09c \ubcc0\ud654\ub97c \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4."},"content":{"rendered":"

\ubbf8\uad6d \ubcf4\ud5d8 \uc2dc\uc7a5\uc740 \ubcf4\ud5d8 \uac00\uc785\uc5d0 \uc788\uc5b4 \uc0ac\uc0c1 \ucd5c\ub300\uc758 \uaca9\ubcc0\uc744 \uacaa\uace0 \uc788\uc73c\uba70 \uc774\ub85c \uc778\ud574 \uc218\ubc31\ub9cc \ubbf8\uad6d\uc778\uad6c\uc758 \uc758\ub8cc\uc11c\ube44\uc2a4 \ubc0f \uc758\uc57d\ud488 \ubcf4\uc7a5\uc5d0 \uc788\uc5b4 \uc2ec\uac01\ud55c \ud63c\ub780\uc774 \ubc1c\uc0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucf54\ub85c\ub098 19 \uacf5\uc911 \ubcf4\uac74 \ube44\uc0c1\uc0ac\ud0dc\uac00 2023\ub144 5\uc6d4\uc5d0 \uc885\ub8cc\ub41c \ud6c4, \ubbf8\uad6d \uc804\uc5ed\uc5d0\uc11c \uba54\ub514\ucf00\uc774\ub4dc \ubc0f \uac74\uac15\ubcf4\ud5d8 \uac70\ub798\uc18c \uac00\uc785\uc5d0 \uc788\uc5b4 \ud070 \ubcc0\ud654\ub97c \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud074\ub798\ub9ac\ubca0\uc774\ud2b8\uc758 \ucd5c\uc2e0 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 2024\ub144 1\uc6d4\uae30\uc900\uc73c\ub85c \uba54\ub514\ucf00\uc774\ub4dc \ub4f1\ub85d\uc790\ub294 6\uac1c\uc6d4 \uc804\uacfc \ube44\uad50\ud574 \uac70\uc758 9\ubc31\ub9cc\uba85\uc774 \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc815\ubd80\uc758 \ube44\uc0c1\uc0ac\ud0dc \uc120\uc5b8 \uc774\ud6c4 \uba54\ub514\ucf00\uc774\ub4dc \uac00\uc785\uc790 \uc720\uc9c0 \uc758\ubb34 \uc870\uce58\uac00 \ud574\uccb4\ub41c \uac83\uc5d0 \uae30\uc778\ud569\ub2c8\ub2e4.<\/p>\n

\ucf54\ub85c\ub098<\/strong> 19 \ube44\uc0c1 \uc870\uce58\uac00 \uc885\ub8cc\ub418\uba74\uc11c \uac10\uc18c\ud55c \uba54\ub514\ucf00\uc774\ub4dc \uac00\uc785\uc790\r\n\"\"\r\n<\/strong><\/pre>\n
\ucd9c\ucc98<\/em>: \ud074\ub798\ub9ac\ubca0\uc774\ud2b8\uc758 \ub9e4\ub144 1\uc6d4\u00a0 \uac00\uc785 \ub370\uc774\ud130 \u00a0(2024\ub144 1\uc6d4 \ub4f1\ub85d \uc608\uc815)<\/em><\/span><\/em><\/p>\n
 <\/p>\n
\uba54\ub514\ucf00\uc774\ub4dc \uac00\uc785\uc790\uac00 \uac10\uc18c\ub294 \ubbf8\uc804\uc5ed\uc758 \ubcf4\ud5d8\uac70\ub798\uc18c\uc5d0\uac8c \uc131\uc7a5 \uae30\ud68c\ub97c \uc81c\uacf5\ud588\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \ubcf4\ud5d8\uac70\ub798\uc18c \uac00\uc785\uc790\ub294 4\ubc31\ub9cc\uba85 \uc774\uc0c1\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ud074\ub798\ub9ac\ubca0\uc774\ud2b8\uc758 \ubcf4\ud5d8 \uac00\uc785\uc790 \uc870\uc0ac \ub370\uc774\ud130\ub294 6\uc6d4\uc5d0 \ubc1c\ud45c\ub420 \uc608\uc815\uc73c\ub85c 50\uac1c \uc8fc\uc640 \uc6cc\uc2f1\ud134 D.C\uc5d0\uc11c \uba54\ub514\ucf00\uc774\ub4dc \uac00\uc785\uc790 \uc720\uc9c0 \uc758\ubb34 \uc870\uce58\uac00 \ud574\uccb4\uc640 \uc790\uaca9 \uac31\uc2e0\uc758 \uc601\ud5a5\uc5d0 \ub300\ud574 \uc870\uba85\ud560 \uc608\uc815\uc785\ub2c8\ub2e4. \uac01 \uc8fc\uc5d0\uc11c\ub294 \uc790\uaca9 \uc7ac\ud655\uc778\uc5d0 \ub300\ud574 \ub2e4\uc591\ud55c \uc811\uadfc \ubc29\uc2dd\uc744 \ucde8\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n
\uba87\uba87 \uc8fc\uc5d0\uc11c\ub294 \uc6b0\ud3b8\uc73c\ub85c \ubc1c\uc1a1\ub41c \uc9c8\ubb38\uc11c\uc5d0 \uc751\ub2f5\ud558\uc9c0 \uc54a\ub294 \uc0ac\ub78c\uc758 \uba54\ub514\ucf00\uc774\ub4dc \uc790\uaca9\uc744 \uc2e0\uc18d\ud558\uac8c \uc815\uc9c0\uc2dc\ucf30\uc73c\uba70 \uc218\ub9ce\uc740 \uac00\uc871\ub4e4\uc774 \ubcf4\ud5d8\uc790\uaca9 \ubcf5\uc6d0 \uc2e0\uccad\ud588\uc2b5\ub2c8\ub2e4. \ub274\uc2a4 \ubcf4\ub3c4\uc5d0 \ub530\ub974\uba74, \uc774\ub7f0 \ud68c\uc6d0\ub4e4\uc740 \uc8fc\uc5d0\uc11c \ubcf4\ub0b8 \uc6b0\ud3b8\ubb3c\uc744 \uc804\ud600 \ubc1b\uc9c0 \ubabb\ud588\uc73c\uba70 \uc57d\uad6d\uc5d0 \uac00\uc11c\uc57c \uba54\ub514\ucf00\uc774\ub4dc \uc790\uaca9\uc774 \uc0c1\uc2e4\ub418\uc5c8\uc74c\uc744 \uc54c\uac8c \ub418\uc5c8\ub2e4\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n
\uba54\ub514\ucf00\uc774\ub4dc \uad00\ub9ac \uc758\ub8cc\uae30\uad00\uc740 \uac01 \uc8fc\uc758 \uc870\uce58\ub97c \uba74\ubc00\ud558\uac8c \ub530\ub974\uba70, \ud68c\uc6d0\ub4e4\uc774 \uc790\uaca9\uc744 \uac31\uc2e0\ud558\uac70\ub098 \u2018\uc624\ubc14\ub9c8\ucf00\uc5b4\u2019\uc5d0 \uc758\ud574 \uc124\ub9bd\ub41c \ubcf4\ud5d8\uac70\ub798\uc18c\ub97c \ud1b5\ud574 \ubcf4\uc870\uae08\uc744 \ubc1b\ub294 \ubcf4\ud5d8\uc744 \ucc3e\uc744 \uc218 \uc788\ub3c4\ub85d \uc790\uccb4\uc801\uc73c\ub85c \uc9c0\uc6d0\ud574\uc654\uc2b5\ub2c8\ub2e4.<\/p>\n
Molina\ub294 4\ubd84\uae30 \uc2e4\uc801 \ubc1c\ud45c\uc5d0\uc11c \ud68c\uc6d0\uc758 \uc57d 3\ubd84\uc758 1\uc774 \uc62c\ud574 \ucd08\uc5d0 \uc790\uaca9\uc774 \uc0c1\uc2e4\ub418\uc5c8\uc73c\uba70 \uc774\uc911 70% \uc774\uc0c1\uc774 \uc790\uaca9\ubbf8\ub2ec\uc774 \uc544\ub2cc \u201c\uc808\ucc28\uc801\uc778\u201d\uc774\uc720\ub85c \uc81c\uc678\ub41c \uac83\uc774\ub77c \ubc1d\ud614\uc2b5\ub2c8\ub2e4. Molina\uc758 CEO\uc778Joseph Zubretsky\ub294 \u201c\uc11c\ube44\uc2a4\uac00 \uc885\ub8cc\ub41c \ud68c\uc6d0 \uc911 \uc57d 30%\uac00 \ub2e4\uc2dc \uc790\uaca9\uc774 \uac31\uc2e0\ub418\uc5c8\uace0, \uc774 \uc218\uce58\ub294 \uc9c0\uc18d\uc801\uc73c\ub85c \uc99d\uac00\ud560 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. \uc808\ucc28\uc801\uc778 \uc885\ub8cc\uac00 \ub9ce\uace0 CMS(\uba54\ub514\ucf00\uc5b4 \ubc0f \uba54\ub514\ucf00\uc774\ub4dc \uc11c\ube44\uc2a4 \uc13c\ud130)\uc758 \uac1c\uc785\uc774 \uc99d\uac00\ud558\uace0 \uc788\ub294 \uc0c1\ud669\uc784\uc744 \uac10\uc548\ud560 \ub54c, \ud604\uc7ac \ubcf4\uace0\ub41c \ud68c\uc6d0 \uc190\uc2e4\uc740 \uacc4\uc18d \uc904 \uac83\uc785\ub2c8\ub2e4.\u201d\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n
\uac01 \uc8fc\uc758 \uba54\ub514\ucf00\uc774\ub4dc \uc7ac\uac00\uc785\uc0c1\ud0dc\ub294 \uac01\uac01 \ub2e4\ub974\uba70, \uc77c\ubd80 \uc8fc\uc5d0\uc11c\ub294 \uac00\uc871\ub4e4\uc5d0\uac8c \ubcf4\ud5d8\uc744 \ub2e4\uc2dc \uc2e0\uccad\ud558\ub3c4\ub85d \uac15\uc81c\ud558\uace0 \uc788\ub294\ub370 \uc774 \uacfc\uc815\uc5d0 \uba87 \uc8fc\uac00 \uc18c\uc694\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ubcf4\ud5d8 \uac70\ub798\uc18c\ub294 2014\ub144 \uc124\ub9bd \uc774\ud6c4, \ub2e8\uc77c \ub144\ub3c4 \uac00\uc785\uc790\uc218\uac00 \uac00\uc7a5 \ud06c\uac8c \uc99d\uac00\ud574 \ubcf4\ud5d8 \uac70\ub798\uc18c \ub4f1\ub85d\uc774 \uc0ac\uc0c1\ucd5c\uace0\uce58\ub97c \uac31\uc2e0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc5ec\ub7ec \ud574 \ub3d9\uc548 \ube44\uad50\uc801 \ubcc0\ub3d9\uc774 \uc5c6\ub358 \uac00\uc785\ub960\uc774 2021\ub144\uc5d0 \uae09\uc99d\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ubbf8\uad6d \uad6c\uc870 \uacc4\ud68d(American Rescue Plan)\uc5d0\uc11c \uc2e4\ubc84 \ub808\ubca8 \ud50c\ub79c\uc5d0 \ub300\ud55c \uc5f0\ubc29 \ubcf4\uc870\uae08\uc774 \ud655\ub300\ub41c \ud6c4, 2025\ub144\uae4c\uc9c0 \uc778\ud50c\ub808\uc774\uc158 \uac10\ucd95\ubc95(Inflation Reduction Act<\/a>)\uc744 \ud1b5\ud574 \uac31\uc2e0\ub418\uc5c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc774 \uc870\uce58\ub294 \ubcf4\ud5d8\uac70\ub798\uc18c\ub97c \ud1b5\ud55c \ubcf4\ud5d8\uac00\uc785\uc744 \ud06c\uac8c \uc99d\uac00\uc2dc\ud0a4\uace0 \uba54\ub514\ucf00\uc774\ub4dc\uc5d0\uc11c \ubcf4\ud5d8\uac70\ub798\uc18c\ub85c \ubcf4\ub2e4 \ube60\ub974\uac8c \uc804\ud658\ud558\ub3c4\ub85d \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n
\ubbf8\uad6d \uba54\ub514\ucf00\uc5b4 \ubc0f \uba54\ub514\ucf00\uc774\ub4dc \uc11c\ube44\uc2a4 \uc13c\ud130(Centers for Medicare and Medicaid Services)<\/a>\uc5d0 \ub530\ub974\uba74 2024\ub144\uc5d0\ub294 \ub4f1\ub85d\uc790 \uc911 18%\uac00 \ubcf4\ud5d8\uac70\ub798\uc18c\ub97c \ud1b5\ud574 \ucc98\uc74c \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud55c \uc0ac\ub78c\ub4e4\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n
Centene\uacfc Elevance Health<\/a>\ub97c \ud3ec\ud568\ud55c \uc804\uad6d \ub2e8\uc704\uc758 \uc5ec\ub7ec \uc601\ub9ac \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc774\ub7ec\ud55c \ucd94\uc138\ub97c \ubc18\uc601\ud558\uace0 \uc788\ub294\ub370 \ubcf4\ud5d8\uac70\ub798\uc18c\ub97c \ud1b5\ud55c \ubcf4\ud5d8\uac00\uc785\uc774 \ud06c\uac8c \uc99d\uac00\ud558\ub294 \ubc18\uba74 \uba54\ub514\ucf00\uc774\ub4dc \uac00\uc785\uc740 \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4. Elevance\uc640 UnitedHealth Group<\/a>\uacfc \uac19\uc740 \uc804\uad6d \ub2e8\uc704 \ubcf4\ud5d8\uc0ac\uc758 \ubcf4\uc7a5\ubc94\uc704\ub294 \uadf8\ub8f9 \uc0c1\uc5c5\uc2dc\uc7a5\uc73c\ub85c\ub3c4 \ud655\ub300\ub418\uc5c8\uc73c\uba70, \uc774\ub294 \uba54\ub514\ucf00\uc774\ub4dc \uac00\uc785\uc790\uaca9\uc744 \uc0c1\uc2e4\ud55c \uc77c\ubd80\uc0ac\ub78c\ub4e4\uc774 \uc790\uc2e0\uc758 \ubcf4\ud5d8\uc744 \uadf8\ub8f9 \ubcf4\ud5d8\uc73c\ub85c \uc804\ud658\ud588\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n
\uac15\ud654\ub41c \ubcf4\uc870\uae08\uc774 \uc218\ub9ce\uc740 \ubbf8\uad6d\uc778\ub4e4\uc774 \uba54\ub514\ucf00\uc774\ub4dc \uc790\uaca9\uc744 \uc0c1\uc2e4\ud588\uc74c\uc5d0\ub3c4 \ubb34\ubcf4\ud5d8\ub960\uc744 \uae09\uc99d\uc2dc\ud0a4\uc9c0 \uc54a\uc740 \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud588\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ub610\ud55c \uba54\ub514\ucf00\uc774\ub4dc \uac00\uc785\uc790\uaca9\uc744 \uc0c1\uc2e4\ud55c \uc0ac\ub78c\ub4e4\uc774 \ubcf4\ud5d8\ub8cc\uc758 \ub300\ubd80\ubd84\uc744 \ubcf4\uc870\uae08\uc73c\ub85c \ucda9\ub2f9\ud560 \uc218 \uc788\ub294 \ubcf4\ud5d8\uc744 \ubcf4\ud5d8\uac70\ub798\uc18c\ub97c \ud1b5\ud574 \uac00\uc785\ud560 \uc218 \uc788\ub3c4\ub85d \ub178\ub825\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub9ce\uc740 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uba54\ub514\ucf00\uc774\ub4dc \ubc0f \ubcf4\ud5d8\uac70\ub798\uc18c\uc640 \uc720\uc0ac\ud55c \ub124\ud2b8\uc6cc\ud06c\ub97c \uc0ac\uc6a9\ud558\uae30 \ub54c\ubb38\uc5d0 \ubcf4\ud5d8\uac70\ub798\uc18c\ub97c \ud1b5\ud55c \ubcf4\ud5d8\uc73c\ub85c \uc804\ud658\ud558\uac8c \ub418\uba74 \ub9cc\uc131\uc9c8\ud658\uc744 \ub2e4\ub8e8\ub294 \ucc98\ubc29\uc57d \ub610\ub294 \ub9cc\uc131\uc9c8\ud658\uc744 \uad00\ub9ac\ud558\uae30 \uc704\ud55c \uc758\uc57d\ud488\uc5d0 \uad00\ud55c \ubcf4\ud5d8\uc9c0\uc6d0\uc774 \ub04a\uae38 \uac00\ub2a5\uc131\uc774 \uc801\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n
 <\/p>\n
\uba54\ub514\ucf00\uc774\ub4dc\uc758 \ud655\uc7a5<\/strong><\/h3>\n
\uba54\ub514\ucf00\uc774\ub4dc \uad00\ub828 \ub274\uc2a4\uc5d0\uc11c\ub294 \uac00\uc785\ub960\uc774 \ud06c\uac8c \uac10\uc18c\ud588\ub2e4\uace0 \ub9d0\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc9c0\ub9cc, \uc77c\ubd80 \uc8fc\uc5d0\uc11c\ub294 \ucd5c\uadfc \uba54\ub514\ucf00\uc774\ub4dc \uac00\uc785\uc790\uaca9\uc744 \ud655\ub300\ud558\uac70\ub098 \uc8fc\ubbfc\ub4e4\uc774 \ubcf4\ud5d8\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \ud504\ub85c\uadf8\ub7a8\uc744 \uc2dc\ud589\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc608\ub97c \ub4e4\uc5b4, \ub178\uc2a4\uce90\ub864\ub77c\uc774\ub098\ub294 2023\ub144 12\uc6d4 1\uc77c\uc5d0 \uba54\ub514\ucf00\uc774\ub4dc \uac00\uc785\uc790\uaca9\uc744 \ud655\ub300\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c, \ub178\uc2a4\uce90\ub864\ub77c\uc774\ub098\uc5d0 \uac70\uc8fc\ud558\ub294 19\uc138\uc5d0\uc11c 64\uc138 \uc0ac\uc774\uc758 \uc131\uc778\uc5d0\uac8c \uba54\ub514\ucf00\uc774\ub4dc\ub97c \uc81c\uacf5\ud558\uac8c \ub418\uc5c8\ub294\ub370, \uc774\ub4e4\uc740 \uae30\uc874\uc758 \uba54\ub514\ucf00\uc774\ub4dc \uac00\uc785\uc790\uaca9 \uae30\uc900\uc744 \ucd08\uacfc\ud558\ub294 \uc18c\ub4dd\uc744 \uac00\uc9c0\uace0 \uc788\uc9c0\ub9cc, \ubcf4\uc870\uae08\uc744 \ubc1b\ub294 \ubbfc\uac04 \ubcf4\ud5d8 \uac00\uc785\uc790\uaca9\uc5d0\ub294 \ubbf8\ub2ec\ud558\ub294 \ub300\uc0c1\uc785\ub2c8\ub2e4. \ud074\ub798\ub9ac\ubca0\uc774\ud2b8 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74, \uc774 \uc8fc\uc758 \uba54\ub514\ucf00\uc774\ub4dc \uac00\uc785\ub960\uc740 2023\ub144 1\uc6d4\uc5d0\uc11c 2024\ub144 1\uc6d4 \uc0ac\uc774\uc5d0 \uc57d 10.6% \uc99d\uac00\ud558\uc5ec \uc57d 250\ub9cc \uba85\uc5d0 \uc774\ub974\ub800\uc2b5\ub2c8\ub2e4. 2024\ub144 4\uc6d4 \ubbf8\uc2dc\uc2dc\ud53c \uc8fc \uc758\uc6d0\ub4e4\uc740<\/a> 20\ub9cc\uba85 \uc774\uc0c1\uc758 \uc800\uc18c\ub4dd \uc8fc\ubbfc\uc744 \ucd94\uac00\ub85c \uba54\ub514\ucf00\uc774\ub4dc \uac00\uc785\ub300\uc0c1\uc73c\ub85c \ud655\uc7a5\ud558\ub294 \uc548\uac74\uc5d0 \uc7a0\uc815\ud569\uc758 \ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc, \uc774\ub97c \ub9c8\ubb34\ub9ac \ud558\uae30 \uc704\ud574\uc11c\ub294 \ud574\uacb0\ud574\uc57c \ud560 \uc7a5\uc560\ubb3c\ub4e4\uc774 \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4. \ub3c4\ub2ec\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n
2024\ub144 3\uc6d4\uc5d0 \ub274\uc695\uc8fc<\/a>\uc5d0\uc11c\ub294 2028\ub144 4\uc6d4 1\uc77c\uae4c\uc9c0 5\ub144\uac04 \uba54\ub514\ucf00\uc774\ub4dc \uac00\uc785 \uc790\uaca9 \ud655\ub300\uc5d0 \ub300\ud55c \uc2b9\uc778\uc744 \ubc1b\uc544, \uc790\uaca9 \uae30\uc900\uc744 \uc5f0\ubc29 \ube48\uace4\uc120\uc758 200%\uc5d0\uc11c 250%\ub85c \ud655\ub300\ud55c \ubc14 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub274\uc695\uacfc \ubbf8\ub124\uc18c\ud0c0\ub294 2015\ub144 \uc774\ud6c4 \uc139\uc158 1331 \uba74\uc81c\ub97c \ud1b5\ud574 \uae30\ubcf8 \uac74\uac15 \uacc4\ud68d(Basic Health Plan)\uc744 \uc81c\uacf5\ud558\ub294 \uc720\uc77c\ud55c \ub450 \uc8fc\uc785\ub2c8\ub2e4. \ub274\uc695\uc5d0\uc11c\ub294 \uc774 \ud504\ub85c\uadf8\ub7a8\uc744 \ud544\uc218 \ud50c\ub79c(Essential Plan)\uc774\ub77c\uace0 \ud558\uba70, \uc774\ub294 \uc800\uc18c\ub4dd \uc8fc\ubbfc\uc744 \uc704\ud55c \uac74\uac15 \ubcf4\ud5d8 \ud504\ub85c\uadf8\ub7a8\uc73c\ub85c, \uc774\ub4e4\uc774 \ubcf4\ud5d8\uac70\ub798\uc18c\ub97c \ud1b5\ud574 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud560 \uc790\uaca9\uc774 \uc788\uc9c0\ub9cc \uc18c\ub4dd\uc774 \uba54\ub514\ucf00\uc774\ub4dc\uc640 CHIP (Children’s Health Insurance Program)\uc218\uc900 \uc774\uc0c1\uc73c\ub85c \ubcc0\ub3d9\ud558\ub294 \uacbd\uc6b0\ub97c \ub300\uc0c1\uc73c\ub85c \ud569\ub2c8\ub2e4. \uc774 \ud504\ub85c\uadf8\ub7a8\uc740 \uc624\ubc14\ub9c8\ucf00\uc5b4(Affordable Care Act)\uc5d0 \ub530\ub77c \ub9cc\ub4e4\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n
\ud14d\uc0ac\uc2a4, \ub9e4\uc0ac\ucd94\uc138\uce20, \uadf8\ub9ac\uace0 \ucf54\ub124\ud2f0\ucef7\uc744 \ud3ec\ud568\ud55c \uc5ec\ub7ec \uc8fc\uac00 \uba54\ub514\ucf00\uc774\ub4dc \uac00\uc785\uc790\uaca9\uc744 \ubcf4\uc7a5\ud558\uae30 \uc704\ud574 \uc139\uc158 1115 \uba74\uc81c\ub97c \uc2b9\uc778\ubc1b\uc558\uc2b5\ub2c8\ub2e4. 2022\ub144 12\uc6d4\uc5d0 \uc2b9\uc778\ub41c CoveredCT \ud504\ub85c\uadf8\ub7a8\uc740 \uba54\ub514\ucf00\uc774\ub4dc \uc18c\ub4dd \ud55c\ub3c4\ub97c \ucd08\uacfc\ud558\uc9c0\ub9cc \uc5f0\ubc29 \ube48\uace4\uc120(FPL)\uc758 175%\ub97c \ub118\uc9c0 \uc54a\uace0, \uc8fc\uc758 \ubcf4\ud5d8\uac70\ub798\uc18c\uc778 Access Health CT\uc5d0 \ub4f1\ub85d\ub41c 19\uc138\uc5d0\uc11c 64\uc138 \uc0ac\uc774\uc758 \uc801\uaca9 \uc8fc\ubbfc\ub4e4\uc5d0\uac8c \ubb34\ub8cc \uac74\uac15 \ubc0f \uce58\uacfc \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n
 <\/p>\n
\uc8fc\uc694 \uc2dc\uc0ac\uc810<\/strong><\/h3>\n
\uc0c1\uc5c5 \ubc0f \ubcf4\ud5d8\uac70\ub798\uc18c \uac00\uc785\ub960 \uc131\uc7a5\uc774 \uc77c\ubd80 \uc601\ud5a5\uc744 \uc644\ud654\ud558\uaca0\uc9c0\ub9cc, \ube44\ubcf4\ud5d8\ub960\uc758 \uc99d\uac00\ub294 \ube44\uae09\uc5ec \uc9c4\ub8cc\uc758 \uc99d\uac00\ub85c \uc774\uc5b4\uc9c8 \uac83\uc774\uace0, \uc774\ub294 \uc758\ub8cc\uc2dc\uc2a4\ud15c- \ud2b9\ud788 \uba54\ub514\ucf00\uc774\ub4dc\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc740 \uc778\uc6d0\uc774 \uac10\ucd95\ub420 \uc548\uc815\ub9dd \ubcd1\uc6d0\ub4e4\uc5d0 \ub300\ud55c \ube44\uc6a9 \uc555\ubc15\uc744 \uac00\uc911\uc2dc\ud0ac \uac83\uc785\ub2c8\ub2e4. \uc774\ub294 \ub610\ud55c \uc9c4\ub8cc \uacf5\ubc31, \uc758\uc57d\ud488 \ubcf5\uc6a9\uc758 \uac10\uc18c, \uc751\uae09\uc2e4 \ubc29\ubb38 \uc99d\uac00, \ub9cc\uc131 \uc9c8\ud658 \uad00\ub9ac\uc758 \uc800\ud558\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ucd5c\uc2e0 \ubcf4\ud5d8\uac70\ub798\uc18c \uac00\uc785 \uae09\uc99d\ud568\uc5d0 \ub530\ub77c \uadf8\ub3d9\uc548 \ubcf4\ud5d8\uac70\ub798\uc18c \uc2dc\uc7a5\uc744 \ud68c\ud53c\ud574 \uc628 \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\ub4e4\ub3c4 \uc774 \uc804\ub7b5\uc744 \uc7ac\uace0\ud574\uc57c \ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uac70\ub798\uc18c \uc0ac\uc5c5\uc774 \ucee4\ubc84\ub9ac\uc9c0\uc758 \uc911\uc694\ud55c \uad6c\uc131 \uc694\uc18c\ub85c \uc790\ub9ac \uc7a1\uc558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n
\ubc18\uba74\uc5d0, \ubcf4\ud5d8\uac70\ub798\uc18c\uc758 \uc804\ub840 \uc5c6\ub294 \uc131\uc7a5\uc740 \uc77c\uc2dc\uc801\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2025\ub144\uc5d0 \uac15\ud654\ub41c \ubcf4\uc870\uae08\uc774 \uac31\uc2e0\ub418\uc9c0 \uc54a\uc73c\uba74, \ubbf8\uad6d \uad6c\uc870 \uacc4\ud68d(American Rescue Plan) \uc774\uc804\uc5d0 \uc874\uc7ac\ud588\ub358 \ubcf4\uc870\uae08 \uc808\ubcbd\uc774 \ub2e4\uc2dc \ub098\ud0c0\ub0a0 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. 2024\ub144 \uc120\uac70 \uacb0\uacfc\uc5d0 \ub530\ub77c, ACA(\uc624\ubc14\ub9c8\ucf00\uc5b4) \ud558\uc758 \ud658\uae09 \uc218\uc900\uacfc \ubcf4\uc870\uae08\uc774 \ub2e4\uc2dc \uac80\ud1a0\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
Clarivate Managed Market Surveyor \uac00\uc785 \uc778\uad6c \ub370\uc774\ud130 \ubc0f \ub3d9\ud5a5 \ubcf4\uace0\uc11c\uc5d0 \ub300\ud574 \ub354 \uc54c\uc544\ubcf4\uace0 \uc2f6\uc73c\uc2e0 \ubd84\ub4e4\uc740 \uc774\uacf3<\/a>\uc744 \ud074\ub9ad\ud574\uc8fc\uc2ed\uc2dc\uc624. <\/em><\/p>\n
\u00a0\uc774\ubc88 \ud3ec\uc2a4\ud305\uc740 Bill Melville, \u00a0\ud074\ub798\ub9ac\ubca0\uc774\ud2b8 \uc120\uc784 \ud5ec\uc2a4\ucf00\uc5b4 \uc5f0\uad6c \ubc0f \ub370\uc774\ud130 \ubd84\uc11d\uac00, Paula Wade, \uc120\uc784 \ud5ec\uc2a4\ucf00\uc5b4 \uc5f0\uad6c \ubc0f \ub370\uc774\ud130 \ubd84\uc11d\uac00, Valerie E. Pillo \uc218\uc11d \ud5ec\uc2a4\ucf00\uc5b4 \uc5f0\uad6c \ubbfc \ub370\uc774\ud130 \ubd84\uc11d\uac00\uac00 \uacf5\ub3d9\uc73c\ub85c \uc791\uc131\ud588\uc2b5\ub2c8\ub2e4.<\/em><\/p>\n
 <\/p>\n","protected":false},"excerpt":{"rendered":"
\ubbf8\uad6d \ubcf4\ud5d8 \uc2dc\uc7a5\uc740 \ubcf4\ud5d8 \uac00\uc785\uc5d0 \uc788\uc5b4 \uc0ac\uc0c1 \ucd5c\ub300\uc758 \uaca9\ubcc0\uc744 \uacaa\uace0 \uc788\uc73c\uba70 \uc774\ub85c \uc778\ud574 \uc218\ubc31\ub9cc \ubbf8\uad6d\uc778\uad6c\uc758 \uc758\ub8cc\uc11c\ube44\uc2a4 \ubc0f \uc758\uc57d\ud488 \ubcf4\uc7a5\uc5d0 \uc788\uc5b4 \uc2ec\uac01\ud55c \ud63c\ub780\uc774 \ubc1c\uc0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucf54\ub85c\ub098 19 \uacf5\uc911 \ubcf4\uac74 \ube44\uc0c1\uc0ac\ud0dc\uac00 2023\ub144…<\/p>\n","protected":false},"author":207,"featured_media":310082,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_links_to":"","_links_to_type":0,"footnotes":""},"categories":[1315],"tags":[1836,1401,2053],"class_list":["post-15163","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-life-sciences-healthcare","tag-market-access","tag-pharmaceutical","tag-covid-19","clarivate-industry-life-sciences-and-healthcare","clarivate-product-biopharma"],"acf":[],"lang":"ko","translations":{"ko":15163,"en":264001},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"pll_sync_post":[],"_links":{"self":[{"href":"https:\/\/clarivate.com\/life-sciences-healthcare\/wp-json\/wp\/v2\/posts\/15163","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/clarivate.com\/life-sciences-healthcare\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/clarivate.com\/life-sciences-healthcare\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/clarivate.com\/life-sciences-healthcare\/wp-json\/wp\/v2\/users\/207"}],"replies":[{"embeddable":true,"href":"https:\/\/clarivate.com\/life-sciences-healthcare\/wp-json\/wp\/v2\/comments?post=15163"}],"version-history":[{"count":1,"href":"https:\/\/clarivate.com\/life-sciences-healthcare\/wp-json\/wp\/v2\/posts\/15163\/revisions"}],"predecessor-version":[{"id":310384,"href":"https:\/\/clarivate.com\/life-sciences-healthcare\/wp-json\/wp\/v2\/posts\/15163\/revisions\/310384"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/clarivate.com\/life-sciences-healthcare\/wp-json\/wp\/v2\/media\/310082"}],"wp:attachment":[{"href":"https:\/\/clarivate.com\/life-sciences-healthcare\/wp-json\/wp\/v2\/media?parent=15163"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/clarivate.com\/life-sciences-healthcare\/wp-json\/wp\/v2\/categories?post=15163"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/clarivate.com\/life-sciences-healthcare\/wp-json\/wp\/v2\/tags?post=15163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}